Financial hardship is something that anyone can face, regardless of income or background. Extensive debt can be devastating financially as well as emotionally. Today, many people of all walks of life have lost a job, incurred credit card debt in order to meet their monthly obligations, or are buried in medical bills. Regardless of whether you are facing excessive debt or just cannot keep up with your regular bills, there is a viable solution and you do not have to continue facing an overwhelming financial burden alone.